We Built This Because We Couldn't Get Paid

PaveWay started with a simple, painful problem: a freelance developer in Cameroon earned $5,000 from a US client, but only $4,000 arrived — after 5 days and three intermediary banks. That's the tax on being African in the global economy. We're building the infrastructure to end it.

The Three Invisible Frictions

In Francophone Africa, commerce is paralyzed by problems that the rest of the world solved a decade ago.

💰 The Liquidity Trap

Money is trapped in walled gardens. Sending money from an MTN wallet in Cameroon to an Airtel wallet in Gabon is technically possible but operationally a nightmare. Freelancers lose 15-20% on every international payment.

🤝 The Trust Gap

80% of e-commerce orders are "Pay on Delivery" because buyers don't trust merchants and merchants don't trust riders. This kills cash flow, increases logistics fraud, and makes scaling e-commerce nearly impossible.

🌍 The Currency Iron Curtain

A talented developer in Buea cannot easily receive $5,000 from a US client. An importer in Douala loses a 12% margin trying to pay a supplier in China. Our economy is disconnected from the global grid.

Our Response: Build the Rails

💳

Pursar — The Financial Rail

A payment orchestrator and neo-bank for Francophone Africa. Accept Mobile Money, manage recurring subscriptions (a CEMAC first), send payouts, issue virtual cards, and receive USD/EUR from anywhere in the world.

Think of it as Stripe, but built for the realities of CEMAC — where Mobile Money is king and bank accounts are rare.

🚚

TimeUp — The Physical Rail

Last-mile logistics with built-in escrow. TimeUp doesn't just deliver packages — it acts as the escrow validator. When delivery is confirmed, Pursar releases the funds automatically.

We replaced "Pay on Delivery" (cash) with "Pay on Confirmation" (digital escrow). Trust as a service.

Together, Pursar and TimeUp close the loop between "Money Sent" and "Goods Received"— solving the massive trust deficit that cripples commerce in our region.

We don't just process payments. We guarantee the transaction.

What We Believe

Execution is our Currency

We don't celebrate funding; we celebrate transaction volume. We ship fast and measure what matters.

Radical Reliability

In a region where 'system down' is normal, 99.9% uptime is our marketing. Every second of downtime costs our merchants real money.

Compliance is a Weapon

We don't hide from regulators. We master BEAC, COBAC, and CEMAC rules so we can innovate within them.

Build for Africa, Connect to the World

Every product we ship is designed for the realities of CEMAC — low bandwidth, mobile-first, multi-currency — but connected to the global economy.

The Build Log

We're not a PowerPoint startup. Every year we shipped product.

20

Founded to Solve a Personal Problem

✅ Shipped

Mbiarrambang Alain, a freelance developer in Buea, couldn't receive a $5,000 payment from a US client. Every wire transfer ate 15-20% in fees and took 5 days. PaveWay was born from that frustration.

24

Delaware Incorporation

✅ Shipped

Incorporated PaveWay Inc. in the State of Delaware, USA — establishing the legal framework to operate globally while building from Cameroon.

25

Payment Collection

✅ Shipped

Launched payment collection infrastructure enabling merchants and freelancers across CEMAC to accept Mobile Money, bank transfers, and card payments through a single API.

26

Mobile Money Subscriptions — A CEMAC First

✅ Shipped

Built recurring billing on MTN and Orange Mobile Money. For the first time, SaaS businesses in CEMAC can auto-charge customers monthly without manual follow-up.

26

eSIMs, Virtual Cards & Global Receiving

🔨 Building

Building Pursar virtual Visa/Mastercard, eSIM marketplace, and US bank account access so African freelancers can receive payments from Upwork, Fiverr, and YouTube directly.

26

Launch Pursar

🔨 Building

Full public launch of the Pursar neo-banking platform — multi-currency wallets, peer-to-peer transfers, merchant payouts, and cross-border settlement for CEMAC.

27

TimeUp Delivery

🔨 Building

Last-mile logistics with built-in escrow. Linking Pursar payments to verified delivery so buyers pay on confirmation, not on faith. Trust as infrastructure.

27

Infrastructure for Agentic Commerce

🔨 Building

Building the rails for AI-powered commerce — where autonomous agents can initiate payments, verify deliveries, and settle transactions across CEMAC borders.

The Founding Team

Three builders from Cameroon who got tired of watching talent and commerce leak out of Francophone Africa through broken financial rails.

MA

Mbiarrambang Alain

Founder & CEO

Software & Cloud Engineer with 10+ years of experience. Started PaveWay after personally losing 15-20% of every international freelance payment to intermediary bank fees. Google Cloud Certified Associate Cloud Engineer. Former Technical Mentor for the Google Africa Developer Scholarship (via Andela), where he mentored 50+ engineers.

GCP CertifiedCloud ArchitectureDevOpsPython
MF

Mbiarrambang Ferdinand

Co-Founder & CTO

Full-stack engineer and systems architect who built PaveWay's core payment infrastructure from the ground up. Leads the engineering team in Buea (Silicon Mountain), building and shipping the APIs, mobile apps, and microservices that power Pursar and TimeUp. Active open-source contributor in the Cameroon developer community.

Systems ArchitectureFull-StackAPI DesignMobile
NB

Nchindia Bervins

Co-Founder, Operations & Strategy

Drives PaveWay's go-to-market strategy, merchant onboarding, and operational execution across CEMAC. Ensures that what the engineering team builds actually works on the ground — from rider networks in Douala to regulatory compliance with BEAC and COBAC. The bridge between product vision and market reality.

GTM StrategyOperationsRegulatoryMerchant Ops

Headquartered in Buea, Cameroon (Silicon Mountain) — the best technical talent pool in Francophone Africa at a fraction of the cost of Lagos or Nairobi. Our engineering team ships production code daily across 12 microservices powering payments, wallets, and logistics.

Ready to Get Paid Without Borders?

Whether you're a freelancer, SME, or platform — start accepting and sending payments across Francophone Africa today.

About Us - Building Financial Infrastructure for Africa | PaveWay Group